This is a realistic baseline for a family of four living a normal life.
Not luxury. Not survival. Just stable living.
1.🏠 Rent and condominium fees.
Small city or outskirts of a big city: €500 to €800.
Big city centre: €1,000 to €1,200.
Condominium charges usually add €50 to €150.
2.⚡ Utilities and internet.
Electricity, gas, water, waste, internet combined: €120 to €200.
Winter months sit on the higher side, adding upto €250/month from October to March.
3.🛒 Groceries and household items.
Supermarkets and local markets: €250 to €400.
Eating out occasionally adds extra.
4.🚆 Transport.
Monthly passes or mixed transport: €80 to €150.
Car owners add fuel, insurance, parking separately.
5.👶 School and children related costs.
Public school is free.
Books, canteen, activities, supplies: €80 to €200
6.🩺 Healthcare and pharmacy.
Public healthcare mostly covered.
Private visits and medicines: €50 to €120 per visit.
7.📱 Phones and subscriptions.
Two adult phone plans plus streaming: €30 to €70.
8.🎯 Miscellaneous and buffer.
Clothing, emergencies, small outings: €150 to €250.
🧮 Total monthly estimate
Smaller cities: €1,500 to €1800
Larger cities: €2,000 to €2,200
Italy is manageable if expectations are realistic and location is chosen wisely.
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