Learn more about all of my card picks here: https://techmentormaria.com/top-credit-cards
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Find the table with my rewards structure here: https://www.techmentormaria.com/blog/whats-in-my-wallet-optimizing-every-dollar-maximizing-credit-card-rewards
Learn more about all debit and credit cards mentioned in the links below (in the order of them being mentioned)
Learn More: Chase Checking: https://techmentormaria.com/chase-checking
Learn More: Charles Schwab Investor Checking: https://techmentormaria.com/schwab-investor-checking
Learn More: Betterment Checking: https://techmentormaria.com/betterment
Learn More: Betterment Cash Reserve: https://techmentormaria.com/betterment
Learn More: Chase Freedom Unlimited®: https://techmentormaria.com/chase-freedom-unlimited
Learn More: Chase Ink Business Unlimited®: https://techmentormaria.com/ink-business-unlimited-credit-card
Learn More: Bilt Mastercard®: https://techmentormaria.com/bilt
Learn More: Chase Freedom Flex℠: https://techmentormaria.com/chase-freedom-flex
Learn More: Citi Custom Cash℠: https://techmentormaria.com/citi-custom-cash-card
Learn More: Amazon Prime Visa: https://techmentormaria.com/amazon-prime-visa
Learn More: The Platinum Card® from American Express: https://techmentormaria.com/amex-platinum
Learn More: Chase Sapphire Reserve®: https://techmentormaria.com/chase-sapphire-reserve
Learn More: Citi Premier® Card: https://techmentormaria.com/citi-premier
🌐 NEWEST blog post – The Best Credit Cards for Frequent Travelers (July 2023): https://www.techmentormaria.com/blog/travel-july-2023
HOW I OPTIMIZE MY $$$ SPENDING
💳 My Favorite Credit Cards – https://www.techmentormaria.com/top-credit-cards
🏡 Get Points for Rent – https://www.techmentormaria.com/bilt
🖥️ My Perfect Work Desk Set-Up: https://youtu.be/aE-duccnFaw
💌 Sign up to my weekly email newsletter – https://www.techmentormaria.com/newsletter
🛍️ MY AMAZON STOREFRONT
https://www.techmentormaria.com/amazon
🤓 Books Tech Career – https://www.techmentormaria.com/books
🧖♀️ Skin Care Routine
https://www.techmentormaria.com/skincare
MY FAVORITE GEAR
📸 Sony A7R3 – https://www.techmentormaria.com/sony-a7r3
🖥 Desk Set-Up – https://www.techmentormaria.com/desk
MY FAVORITE TOOLS
🖼 Canva – How I create and edit images – https://techmentormaria.com/canva
📲 Also find me on TikTok for shorter videos – https://www.tiktok.com/@mariatechtok
Books to learn:
Head First Learn to Code: https://techmentormaria.com//book-head-first-code
Head First Python: https://techmentormaria.com/book-python
Head First Programming: https://techmentormaria.com/book-programming
ABOUT ME
🙋♀️ I’m Maria, an Engineering Manager at a big tech company and I’ve been coding since I was 13 years old. I love working in tech because building new things and being creative is something that makes me really happy. While on this journey, I realized how lots of questions I receive in 1:1s get repeated a lot so I decided to upload short and simple Q&A videos on TikTok which grew to a small amount of followers. For some questions, I wanted to dive deeper with longer answers which is how this channel started. Thanks for being here – my goal is to help some people out and make their lives at tech jobs more effective.
#TechMentorMaria #CreditCards #SmartSpending
***Advertiser Disclosure: Some of the card links and other products that appear on this description are from companies which Tech Mentor Maria will earn an affiliate commission or referral bonus. Tech Mentor Maria is part of an affiliate sales network and receives compensation for sending traffic to partner sites. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.
47 Comments
What should be my next card to optimize further? Taking ideas 💡
Great video, very informative!
I like 2 from Discover. One is a debit card for their online checking that gives 1% cash back and their Discover it card, which is their rotating 5% cash back card
Great cards and setup! Thanks for the info 👍
I think your next step is to PC your CSR into a second CFF and then reapply for a new CSR to get another SUB!
Just subcribed.
I hear a slight accent I love it lol❤️ you should make a video on how CL each card has and how much CL you’ve started at to where your at now with increases. Keep up the great work cheers💜
Hi, how was your data points when you applied for the CSR? Currently, I have been receiving emails of pre approval, and also on the app is showing me that I'm pre aproved.
Wow, i will go crazy if i loose my wallet full of so many cards.
Great content. I have 4 of these cards. Amex Platinum, Bilt, Amazon Prime and the Schwab debit card. I'm thinking about the Citi Premiere. I cancelled my Amex Green card but I might get it again in the Future. I make content too on cards and right now i have 31 cards 😉
Damn good setup. Why no Ink Cash for 5x internet/phone/cable and office supply (gift cards) ?
How many total credit cards you have now
You have some Great cards #TeamCashBack
1st time here, great card collection👍🏾 I'm considering the Citi Premier for international grocery spend, etc, and wondering if you think the Citi TY points are as valuable as Amex MR points? I have the Amex Gold, but the grocery mult is only for the US, and Amex doesn't have the acceptance int'l like Visa/Mstr card.
Maria, do you have something for German people? I guess you already advised your friends and family from Germany as well 🙂
I currently have just the Amex Platinum with the Reward Turbo 1,5x
Can I optimize while living in DE?
And as you know, every Creditcard is listed in "SCHUFA". Since a lot of Viewers are probably from Germany (I guess), it would be beneficial 🙂
I really appreciate any help you can provide.
Off the top… You need more color variety in your cards! 😂😂
Thanks for the ostentation😊
The betterment debit card also reimburses atm fees correct?
Excellent presentation and content. 👍. Just subscribed.
What is the purpose of your nonsense video?
german please 🙁
Can you direct me to the business green card offsetting 150 for plat? Thank you!
Great video thanks hun
Betterment also reimburses ATM fees worldwide and has no international fees. It’s the clone of the Schwab. Fidelity has a card that does the same as well.
I’m curious to know what benefits you get out of the CSR that make you value it so much? For me and plenty of other people, the CSP is good enough when it comes to its benefits and multipliers. And the fact that its annual fee is $95 instead of $550, makes me so hesitant to upgrade to the CSR one day.
i have and adiction to collecting credit cards
You flashed your custom card numbers towards the end
Apple Card is great internationally since most places in Europe accept Apple Pay and there’s no foreign transaction fees
Have you considered adding any Capital One cards? I decided to go with the Venture X and Savor One combo over the Chase cards.
Tell me your Facebook page I follow you
Can you please share how many cards fit inside the wallet? I would like to purchase it.
You are very attractive, are you single?
Gutes Video aber die meisten sind nur in US verfügbar oder?
hold up hold up, can you please elaborate on lowering the Plat's annual fee with the Green corporate, how do you go about doing so ?
Love the Bilt mastercard!
I love this type of content!
my everyday purchase cards are capital one – venture, and quick silver. — for travel – I use AMEX Delta Platinum –
I've seen Bilt thrown around a few times – but this moment is the first that I've actually looked at their web site. Rents are expensive for no reason; I don't think the land lords, rental companies, and investors should receive all the rewards.
Thanks for the information.
Please mention the use of high yield savings accounts from Amex and Citi to help offset credit card annual fees.
Would you ever get the Venture X?
i would recommend Amex Gold, since you get 4x on dining and pairs well with the Plat
SO the business unlimited isn’t even used? 13:59 seems like you really have too many credit cards and aren’t getting true value out of any of them
Great video 💪🏾💯
Great video! Love the spreadsheet at the end too, very smart.
Thanks for sharing
What if I told you you could get 5X UR on all your Amazon spend up to $25K/yr? Do you think anybody would be interested?
How do you get the $150 credit off the platinum annual fee by having the AmEx green corporate card? I have one myself but the green card is all through my company while my platinum is my personal. does this credit still apply?
I did not know about Bilt, that is cool
That's it!!!! I'm subbing 8)
My credit card journey:
1. Capital One Platinum
2. Capital One Quicksilver
3. Chase Freedom Unlimited
4. Chase Reserve
5. Apple Card
6. Bilt
6.5. Fizz (a debit card that acts like a credit card) – Found out about it through Caleb Hammer. Highly recommend it to especially people just getting into the CC game.
7. Curve